Auto Insurance in West Chatham, MA

Auto insurance is essential for drivers and vehicle owners in West Chatham, Massachusetts, to protect against various financial risks. Whether your car is on the road or parked, it remains vulnerable to damage or loss. Without insurance, you could be responsible for covering all expenses out of pocket in the event of an incident.

At Cape Wide Insurance, our team is dedicated to helping you find a reliable policy at a competitive price to suit your needs.

What Auto Coverage Should I Have?

Choosing the right coverage can be challenging due to the variety of options available. Massachusetts legally requires some coverages, and if you have an auto loan or lease, your lender may have additional requirements.

The following are some common coverages for auto insurance policies:

• Comprehensive coverage may cover damage not related to collisions, such as theft, weather damage or vandalism. You might need comprehensive coverage if you have financed or leased your vehicle.
• Collision coverage may help cover damage costs if you’re involved in a collision. This is often required if you have a financed or leased vehicle.
• Liability coverage may protect you if you’re at fault in an accident. In Massachusetts, drivers must carry minimum coverage, including property damage liability, which can cover damage to others’ property, and bodily injury liability, which can pay for medical expenses and death benefits for the other party.
• Personal injury protection coverage may pay for medical bills, lost wages and other injury-related costs for you and your passengers, regardless of fault. Massachusetts mandates a minimum amount of this coverage.
• Uninsured motorist coverage may cover damage caused by a driver without insurance. Massachusetts requires minimum amounts of this coverage.
• Underinsured motorist coverage may help cover accident-related injuries for you and your passengers if caused by an at-fault driver with insufficient insurance.

Where to Get Auto Insurance

If you need auto insurance, Cape Wide Insurance is here to help. We can walk you through your options and find a policy that suits your needs and budget. Contact us today to get started.