Contractors Insurance

While skilled trades are fulfilling and lucrative, they can expose tradespeople to various liabilities. That’s where contractors insurance provides an essential safeguard for your business. Cape Wide Insurance Agency in West Chatham, Massachusetts, is here to guide you through the available contractors insurance options.

What Is Contractors Insurance?

Contractors insurance is not a single policy but a suite of coverage options designed to protect various aspects of your contracting business. Depending on the nature of your work and the specific risks associated with it, contractors insurance can include a range of policies, such as the following:

• General liability insurance may help cover claims of third-party property damage or injuries arising from your business activities.
• Workers’ compensation is generally required by law. It can help protect your workforce from medical expenses and lost wages due to work-related injuries.
• Professional liability insurance is especially relevant for contractors offering consulting or design services. It may help cover your company against claims of negligence.
• Equipment and tool coverage may help ensure you can quickly replace or repair your company’s tools and equipment in case of theft or damage.

This list is not exhaustive. Your agent may recommend additional policies and endorsements, depending on your needs.

Contact Us

The Cape Wide Insurance Agency team understands the local business landscape and regulatory environment, helping you stay compliant while being adequately covered.

With partnerships across various insurance providers, we offer policies that balance comprehensive coverage with affordability. Contact us today to start comparing contractors insurance quotes.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.